Uptime (30d)%100.0

Latency (p50)116 msfaster than 79% of servers

Protocol eralegacy

Tools9

io.github.theluckystrike/amortization

Description

Loan and lease schedules: payment, interest, early settlement and the journal, to the minor unit.

What our measurements say

io.github.theluckystrike/amortization is a remote MCP server published at mcp.zovo.one. It has been probed 6 times since 9/12/2026. It answered in 6 of them (100.0%), a near-uninterrupted record. Median response time is 116 ms, placing it among the faster endpoints. It offers a narrow, focused set of 9 tools. On the protocol side it still runs 2025-11-25 and has not moved to the newer spec.

LegacyLegacy ⚠Website ↗Version: 0.21.0First probe: 2026-09-12 15:21:42Last probe: 2026-09-13 01:33:33

Agent readability score

Can an LLM agent pick the right tool here — names, descriptions and parameter clarity are assessed.

Agent readability score

No AI summary has been generated for this server yet. Summaries are prepared on request — ask for one and it will appear on this page within a few minutes.

Event narrative

Raw observations

Run	Era	Modern	ms	Legacy	ms	Versions
2026-09-13 01:33:33	Legacy	401	42	200	48	2025-11-25
2026-09-12 23:31:36	Legacy	401	41	200	50	2025-11-25
2026-09-12 21:29:15	Legacy	401	37	200	72	2025-11-25
2026-09-12 19:27:29	Legacy	401	121	200	127	2025-11-25
2026-09-12 17:24:09	Legacy	401	116	200	576	2025-11-25
2026-09-12 15:21:42	Legacy	401	122	200	157	2025-11-25

Supported versions

2025-11-25

as declared by server/discover + initialize

Capabilities

prompts, resources, tools

Schema score

100

9 tools

Schema compliance

tools/list structure, inputSchema validity, and a functional smoke test — the components of the 0-100 score.

100/100

Excellent9 tools

tools/list schema valid
inputSchema is valid JSON Schema
Smoke test not run this round
Cold-start: cold 47ms → warm 45ms (penalty 2ms)

Tools

Tools the server advertised in the latest measurement — measured, not catalog-claimed.

loan_create14 params · 9 required
Record a loan or lease and return its id, level payment and effective annual rate. principal_minor, fees and balloon are whole MINOR units; rate_bps is the nominal annual rate in basis points. Free: 3 agreements.
- namestringrequired
- principal_minorintegerrequired
- currencystringrequired
- rate_bpsintegerrequired
- compoundingstringrequired
- payment_frequencystringrequired
- term_periodsintegerrequired
- methodstringrequired
- start_datestringrequired
- fees_minorinteger
- balloon_minorinteger
- kindstring
- lenderstring
- notestring
loan_schedule4 params · 1 required
Build one loan's schedule: opening balance, payment, interest, principal and closing per period, with total interest. The last period absorbs rounding, landing exactly on the balloon or zero. loans_report totals it.
- loanstringrequired
- from_periodinteger
- limitinteger
- yearstring
loan_repay_early6 params · 2 required
Work out what settling or overpaying costs as of a period: the outstanding balance, the penalty if one is given, the recalculated remaining schedule and the interest saved, stated gross and net of the penalty. Pro.
- loanstringrequired
- as_of_periodintegerrequired
- extra_minorinteger
- penalty_minorinteger
- keep_paymentboolean
- limitinteger
loan_journal7 params · 1 required
Return the double entry for one payment period or month: debit interest expense and loan liability, credit cash, in the cash book's account names, with an expense_add-ready payload. Give period or month, not both. Pro.
- loanstringrequired
- periodinteger
- monthstring
- interest_accountstring
- liability_accountstring
- cash_accountstring
- categorystring
loan_list4 params
List the register with terms, level payment, effective annual rate and, at as_of, periods paid, balance outstanding, interest to date and the next payment, totalled per currency. Free; loans_report is the Pro roll-up.
- currencystring
- kindstring
- as_ofstring
- limitinteger
loan_delete1 param · 1 required
Remove one loan or lease from the register and give its free-tier slot back. Refused, with the entry named, if a journal has already been taken from it. Free.
- loanstringrequired
loans_report3 params
The debt at as_of: per loan what is outstanding, whether it is settled, the next payment, and the interest and principal charged in a year, then totals per currency. Contractual balance, not cash paid. Pro.
- as_ofstring
- yearstring
- currencystring
license_status0 params
Report this endpoint's licence state for your token as JSON: the product, the tier free or pro, why it is not Pro, and the checkout URL. Call it to explain a free-tier refusal. No arguments, nothing changes.
license_activate1 param · 1 required
Turn Pro on for this connection with key, an MCPL1.<payload>.<signature> issued at checkout for this server or the bundle. Data under your token stays; a wrong or expired key changes nothing. license_status confirms it.
- keystringrequired

Availability history

Each block is one measurement round. Green: working response. Amber: responded but the server was returning errors (5xx). Red: no response at all.

Era history

Each cell is one probe run. Faded cells are incomplete probes — one leg did not answer, so the era is inconclusive.

Era distribution

Legacy100%

Legacy13.09 01:33

12.09 15:21Measurements: 613.09 01:33

Legacy

Response time history

The two probe legs separately: modern server/discover and legacy initialize.

server/discoverinitialize

Event log

Derived by comparing consecutive probes — changes in era, protocol version, build and reachability.

13 hours agoAdded to watch — era: Legacy

Get your badge

Add this badge to your README — it updates automatically as measurements change.

Markdown

[![mcpmetrics](https://mcpmetrics.io/badge/io.github.theluckystrike/amortization/era.svg)](https://mcpmetrics.io/servers/io-github-theluckystrike-amortization)

HTML

<a href="https://mcpmetrics.io/servers/io-github-theluckystrike-amortization"><img src="https://mcpmetrics.io/badge/io.github.theluckystrike/amortization/era.svg" alt="mcpmetrics"></a>

Raw observations

You are seeing the last 7 days. Sign up for the full history. Which check failed and why is in the dashboard.

Similar MCP servers

The catalog entries whose name and description are closest to this one, found with the same index the search box uses.

io.github.theluckystrike/barcode-qr-code-sepa-payment-ean13mcp.zovo.one
QR codes and barcodes offline: WiFi, vCards, SEPA payment codes, Code 128, EAN-13, SVG or PNG.
EdgeLock Trading Journalmcp.edgelock.app
Talk to your trading journal. Query your real trades, performance stats (win rate, P/L, R-multiples, with grouping that surfaces patterns like win rate by sleep quality), equity curve, edges, A+ setups, and journal — and log trades, save journal entries, define edge rules, and set your standing focus, all by chat. Trade screenshots return as viewable images. The first trading journal with a native MCP server. Per-user OAuth, free account.
Dabble Me Journaldabble.me
Private journal MCP server to search, analyze, and create Dabble Me entries securely via OAuth.
India Payments (Razorpay Payment Links — UPI / cards / netbanking)mcp-in.wishpool.app
India payments for AI agents — UPI, cards, wallets via Razorpay Payment Links. Never holds funds.
Unit Converter APIunit-converter.api.klymax402.com
Unit conversion â€” length, weight, temperature, volume, speed, data. x402 micropayment.
UTF-16 unit count, text discardedagent-observatory-sensor.nolimit-observatory.workers.dev
UTF-16 unit count, text discarded

Comments

No comments yet. Be the first.

https://mcp.zovo.one/mcp/amortization