SwitchWize MCP
https://www.switchwize.com/api/mcp ↗
Description
Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.
What our measurements say
SwitchWize MCP is a remote MCP server published at www.switchwize.com. It has been probed 6 times since 9/12/2026. It answered in 6 of them (100.0%), a near-uninterrupted record. Median response time is 817 ms, a delay an agent will notice. It exposes a broad tool surface of 15 tools. On the protocol side it still runs 2025-11-25 and has not moved to the newer spec.
Agent readability score
Can an LLM agent pick the right tool here — names, descriptions and parameter clarity are assessed.
Agent readability score
Agent readability score
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| Run | Era | Modern | ms | Legacy | ms | Versions |
|---|---|---|---|---|---|---|
| 2026-09-13 01:33:33 | Legacy | 400 | 443 | 200 | 491 | 2025-11-25 |
| 2026-09-12 23:31:36 | Legacy | 400 | 464 | 200 | 517 | 2025-11-25 |
| 2026-09-12 21:29:15 | Legacy | 400 | 1523 | 200 | 1363 | 2025-11-25 |
| 2026-09-12 19:27:29 | Legacy | 400 | 426 | 200 | 474 | 2025-11-25 |
| 2026-09-12 17:24:09 | Legacy | 400 | 1107 | 200 | 817 | 2025-11-25 |
| 2026-09-12 15:21:42 | Legacy | 400 | 1402 | 200 | 1018 | 2025-11-25 |
Schema compliance
tools/list structure, inputSchema validity, and a functional smoke test — the components of the 0-100 score.
- tools/list schema valid
- inputSchema is valid JSON Schema
- Smoke test not run this round
- Cold-start: cold 180ms → warm 191ms (penalty 0ms)
Tools
Tools the server advertised in the latest measurement — measured, not catalog-claimed.
get_top_ratesReturn top SwitchWize rates for a supported category with freshness and attribution metadata.
categorystringrequiredlimitinteger
get_top_hysa_ratesReturn top high-yield savings rates with freshness and attribution metadata.
limitinteger
get_bank_gapEstimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
bankstringbalancenumber
compare_switch_savingsCompare a user's current APY with SwitchWize's current top savings APY for a balance.
currentApynumberrequiredbalancenumber
get_rate_freshnessReturn public data source freshness status and affected routes.
categorystring
get_index_datasetReturn a SwitchWize index dataset summary and recent series.
indexIdstringrequiredlimitinteger
get_bank_gap_indexReturn the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
get_reality_scoreReturn a premium credit-card Reality Score for a card and consumer segment.
cardstringrequiredsegmentstring
get_card_offersReturn current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
cardstringlimitinteger
get_transfer_bonusesReturn current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
programstring
get_card_changesReturn recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
sinceDaysintegerlimitinteger
get_reward_valuationsReturn SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
currencystring
Availability history
Each block is one measurement round. Green: working response. Amber: responded but the server was returning errors (5xx). Red: no response at all.
Era history
Each cell is one probe run. Faded cells are incomplete probes — one leg did not answer, so the era is inconclusive.
Response time history
The two probe legs separately: modern server/discover and legacy initialize.
Event log
Derived by comparing consecutive probes — changes in era, protocol version, build and reachability.
- Added to watch — era: Legacy
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[](https://mcpmetrics.io/servers/io-github-switchwize-switchwize-mcp)<a href="https://mcpmetrics.io/servers/io-github-switchwize-switchwize-mcp"><img src="https://mcpmetrics.io/badge/io.github.switchwize/switchwize-mcp/era.svg" alt="mcpmetrics"></a>You are seeing the last 7 days. Sign up for the full history. Which check failed and why is in the dashboard.
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