Statement to Budget
https://www.statementtobudget.com/api/mcp ↗
Description
Turn bank statement PDFs, CSVs, XLSX and OFX into categorised transactions plus a summary.
What our measurements say
Statement to Budget is a remote MCP server published at www.statementtobudget.com. It has been probed 12 times since 9/12/2026. It answered in 12 of them (100.0%), a near-uninterrupted record. Median response time is 1,073 ms, a delay an agent will notice. It offers a narrow, focused set of 3 tools. On the protocol side it still runs 2025-11-25 and has not moved to the newer spec.
Agent readability score
Can an LLM agent pick the right tool here — names, descriptions and parameter clarity are assessed.
Agent readability score
Strengths
- Tool names directly indicate their purpose (e.g., 'convert_statement')
- Parameters clearly specify required/optional fields
Weaknesses
- Descriptions focus on functionality rather than use scenarios
- No explicit error handling or constraint documentation
- Password parameter's purpose is ambiguous in description
convert_statement— Password parameter's purpose not explained in descriptionget_transactions— No mention of error handling for invalid session IDs
Verdict
Event narrative
Sign up free to generateRaw observations
| Run | Era | Modern | ms | Legacy |
|---|
Schema compliance
tools/list structure, inputSchema validity, and a functional smoke test — the components of the 0-100 score.
- tools/list schema valid
- inputSchema is valid JSON Schema
- Smoke test not run this round
- Cold-start: cold 165ms → warm 259ms (penalty 0ms)
Tools
Tools the server advertised in the latest measurement — measured, not catalog-claimed.
convert_statementUpload a bank statement (PDF, CSV, XLS, XLSX, or OFX) as base64 and run AI extraction + categorisation. Returns a session_id plus access.level: "full" when an API key with credit was supplied, otherwise "preview" (5 sample rows, other rows masked) with an unlock_url a human can open to buy the full file for $4.99. Large statements can take 1-3 minutes; if status is "processing", poll get_job.
filenamestringrequiredcontent_base64stringrequiredpasswordstring
get_jobPoll a conversion job by session_id. Status is processing, complete, or error.
session_idstringrequired
get_transactionsFetch categorised transactions and a spending summary for a completed session. Preview sessions return 5 sample rows, locked_rows (date, category, masked description) for the rest, and unlock_url.
session_idstringrequired
Availability history
Event log
Derived by comparing consecutive probes — changes in era, protocol version, build and reachability.
- Added to watch — era: Legacy
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[](https://mcpmetrics.io/servers/com-statementtobudget-www-bank-statement-converter)<a href="https://mcpmetrics.io/servers/com-statementtobudget-www-bank-statement-converter"><img src="https://mcpmetrics.io/badge/com.statementtobudget.www/bank-statement-converter/era.svg" alt="mcpmetrics"></a>You are seeing the last 7 days. Sign up for the full history. Which check failed and why is in the dashboard.
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