Insuro
Description
Free insurance vault MCP: OAuth policies, renewals, coverage Q&A, file PDFs. Global; not advice.
What our measurements say
Insuro is a remote MCP server published at mcp.insuro.com.au. It has been probed 16 times since 9/12/2026. It answered in 16 of them (100.0%), a near-uninterrupted record. Median response time is 561 ms, a delay an agent will notice. It offers a narrow, focused set of 6 tools. On the protocol side it still runs 2025-11-25 and has not moved to the newer spec.
Agent readability score
Can an LLM agent pick the right tool here — names, descriptions and parameter clarity are assessed.
Agent readability score
Strengths
- Tool names clearly indicate their purpose (e.g., 'get_vault', 'list_policies').
- Parameters are mostly well-defined with required/optional flags.
Weaknesses
- Descriptions occasionally lack specificity about use cases (e.g., 'get_renewals' could clarify 'window' context).
- Some parameters (e.g., 'blob' in 'ingest_document') lack explanation.
- Overlap between 'get_vault' and 'list_policies' may confuse agents.
get_renewals— Parameter 'days' description lacks context about renewal window scope.ingest_document— Parameter 'blob' is unexplained, and description cuts off mid-sentence.ask_coverage— No explicit mention of rate-limiting or question complexity constraints.
Verdict
Event narrative
Risk: low
Advice
Schema compliance
tools/list structure, inputSchema validity, and a functional smoke test — the components of the 0-100 score.
- tools/list schema valid
- inputSchema is valid JSON Schema
- Smoke test failed · last run:
- Cold-start: cold 118ms → warm 126ms (penalty 0ms)
Tools
Tools the server advertised in the latest measurement — measured, not catalog-claimed.
get_vaultRead-only summary of the connected Insuro vault. Returns the private @insuro.com.au vault email, the account email, how many policies are on file, and upcoming renewal dates. Does not return documents, PDS text, or policy numbers.
list_policiesRead-only summaries of policies in the connected vault: type, insurer/provider, policy number (if present), status, and renewal/start dates. Does not return PDS text, document bodies, notes, or coverage wording.
get_renewalsPolicies renewing within a window. Optional input { days?: number }, default 90. Same summary fields as list_policies — no document bodies.
daysinteger
ask_coverageAsk a natural-language coverage question about the connected vault (same assistant as the Insuro website). Optional policy_id hint from list_policies. Returns a short answer, which policy/document was used, and a financial-advice disclaimer. Never returns PDS text or document bodies. Requires vault.read.
questionstringrequiredpolicy_idstring
ingest_documentFile a policy PDF into the vault. Send the file as content_base64 (standard base64, optional data: URL). Same storage, inbox, and parse path as the website. Links to a matching policy when the parser can; otherwise lands in the inbox. Returns a structured summary only — never PDS text. Max decoded size 4MB (Streamable HTTP limit). Requires vault.write.
filenamestringrequiredcontent_base64stringblobstringmime_typestringpolicy_idstring
add_policyManually create a user-entered policy in the same table as the website form. Requires insurer and type. Policy number, renewal/expiry, start date, and premium are optional. Requires vault.write. Insuro does not sell insurance or give financial advice.
insurerstringrequiredtypestringrequirednumberstringrenewal_datestringexpirystringstart_datestringpremiumnumberpremium_frequencystringnamestring
Availability history
Event log
Derived by comparing consecutive probes — changes in era, protocol version, build and reachability.
- Added to watch — era: Legacy
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[](https://mcpmetrics.io/servers/au-com-insuro-insuro)<a href="https://mcpmetrics.io/servers/au-com-insuro-insuro"><img src="https://mcpmetrics.io/badge/au.com.insuro/insuro/era.svg" alt="mcpmetrics"></a>You are seeing the last 7 days. Sign up for the full history. Which check failed and why is in the dashboard.
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